Latrobe realty transfer tax is 2.5%.
Not the customary 2%. Latrobe levies a municipal share of 1%, so a transfer here costs more than the same transfer a few minutes away. Here is the split, what it costs at real prices, and where the numbers come from.
The rate, broken out
| Component | Rate |
|---|---|
| Commonwealth of Pennsylvania | 1.00% |
| Latrobe | 1% |
| School district (Greater Latrobe SD) | 0.5% |
| Total | 2.5% |
Municipal share for Latrobe City from Westmoreland County Recorder of Deeds, “Realty Transfer Tax Rates for Westmoreland County”. Rates are unofficial; confirm before relying on them for a closing.
What that costs
| Sale price | Tax here | At 2% | Difference |
|---|---|---|---|
| $150,000 | $3,750 | $3,000 | $750 more |
| $250,000 | $6,250 | $5,000 | $1,250 more |
| $400,000 | $10,000 | $8,000 | $2,000 more |
By custom the transfer tax is split evenly between buyer and seller, but the agreement of sale can allocate it differently. Each side pays half of the figures above unless the agreement says otherwise.
Why this catches people out
Most of Westmoreland and Allegheny comes to 2% — 1% to the Commonwealth, 0.5% to the municipality, 0.5% to the school district. Roughly twenty municipalities across the two counties do not, and a quote built on the 2% assumption is wrong by real money on every one of them. On a $250,000 sale in Latrobe the gap is $1,250.
It is the transfer tax line, not the title premium, that goes wrong on a Loan Estimate out here. The premium is a filed rate; the transfer tax depends on which side of a municipal line the property sits.
Every municipality in Westmoreland and Allegheny →
Run the whole closing cost estimate →
For lenders: where title fees go wrong on an LE →
Closing in Latrobe?
Attorney-reviewed title work across Westmoreland, Allegheny and the surrounding counties. Call 724-733-7700 or run an instant estimate.
Get an instant quote Call 724-733-7700