Refinance closings built for rate-lock windows.
Your lock has a clock on it. Our refinance process is built around that fact: fast attorney-reviewed commitments, payoffs verified by callback, and lender packages turned around on the lender's timeline — not ours.
How we keep a refi moving
- Same-day file opening from your loan officer's title request.
- Prompt title commitment, examined by a licensed Pennsylvania attorney, delivered electronically with the CPL the moment it issues.
- Payoff coordination with verified callbacks — every payoff figure and wire instruction confirmed by phone at a known number, never trusted from an email.
- Lien resolution — old unreleased mortgages, judgments, municipal claims — chased down before they threaten the lock.
- Flexible signings at our Murrysville office or by appointment, including early evenings.
- Recording and post-closing handled promptly, with the final policy issued without anyone chasing us.
The quiet work on a refinance
Refinances look simple until they aren't. The chain hasn't been examined since you bought the property, and in Western Pennsylvania that gap is where problems hide: a home-equity line that was paid off but never satisfied of record, a deceased co-owner whose estate was never administered, a municipal lien from a sidewalk project, a mineral reservation your first title company glossed over.
Finding those early — in the first days, not the last — is the difference between a refinance that closes inside the lock and one that doesn't. That's why the commitment gets attorney review here, on every file, including refinances.
Refinance questions
Why do I need title insurance again when I refinance?
Your new lender requires a new loan policy insuring its new mortgage — your original lender's policy covered the loan you're paying off, and your owner's policy (if you bought one) continues to protect you and doesn't need to be repurchased.
What does a refinance title policy cost?
Pennsylvania rates are filed and regulated, and refinance transactions are rated differently than sales — the filed manual provides specific rates for refinance situations. Call 724-733-7700 with your loan amount and we'll quote it accurately in a few minutes.
How fast can you close a refinance?
Title work is rarely the constraint — we turn commitments quickly and coordinate signing around your lender's clear-to-close. Tell your loan officer to send the title order the day you apply, and the title side will be ready before the loan is.
Locking a rate? Get title started now.
Have your loan officer send the title request to [email protected] — or call 724-733-7700 and we'll take it from there.
Place a title order Contact us